会听、会看、会记的
AI 记账本The AI ledger that
listens, sees & records

说句话、拍张照、聊两句——Monetia 自动帮你记账。预算提醒、多维报表、多币种、iCloud 同步，数据本地优先。 Say it, snap it, chat it — Monetia books it for you. Budgets, reports, multi-currency, iCloud sync. Local-first.

App Store 下载Download on App Store 了解功能See features

🎙 语音记账📷 收据识别💬 对话记账💱 多币种🔒 本地优先🌐 中·英·日·韩·西·德·俄

三种方式，一句话记完Three ways, seconds to book

AI 全都听得懂、看得懂The AI understands them all

🎙

语音记账Voice booking

"午餐 35"一句话入账。本地语音识别优先，AI 听音理解兜底——地铁上、开车后，掏出手机说一句就完事。 "Lunch 35" and it's booked. On-device recognition first, AI audio understanding as backup.

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拍照记账Receipt scanning

收据、发票拍下来，OCR + AI 自动提取金额、商户、日期、分类，确认即入账。纸质票据不再堆积。 Point at a receipt; OCR + AI extract amount, merchant, date and category. No more paper piles.

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对话记账Chat booking

像聊天一样管理账本："这个月餐饮花了多少？""把昨天那笔改成 50"。增删改查，自然语言全搞定。 Manage your ledger by chatting: "How much on food this month?" Create, update, query — all natural language.

懂你的财务助手An assistant that gets you

记录只是开始，洞察才是目的Booking is the start; insight is the goal

🎯

预算与智能提醒Budgets & smart alerts月度预算 80% 预警、100% 超支通知，锁屏实时显示当月支出。80% warnings, 100% over-budget alerts, live monthly spend on your Lock Screen.

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多维报表Rich reports分类占比、支出趋势，日/周/月/年四个视角看清钱去哪儿了。Category share and trends across day/week/month/year views.

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多币种自动折算Multi-currency26 种货币内置汇率，外币消费自动折算成本机币种统计。26 currencies built in; foreign spend auto-converts to your home currency.

☁️

iCloud 跨设备同步iCloud sync同一 Apple ID 的 iPhone / iPad / Mac 自动同步，无需注册账号。Sync across your Apple devices — no account required.

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CSV 导入导出CSV in & out随时把账本带走，或从其它记账 App 无缝迁入。Take your data out anytime, or migrate in from other apps.

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桌面小组件Home Screen widgets今日/本月支出小组件，一眼掌握，不用打开 App。Today & month widgets at a glance, no app launch needed.

你的数据，只属于你Your data, yours alone

本地优先存储，AI 处理仅在你的请求发生时进行；CSV 一键导出，无广告、无追踪、无第三方数据贩卖。 Local-first storage, AI runs only when you ask; one-tap CSV export. No ads, no trackers, no data broking.